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About

Building Africa's transaction middleware for the age of AI

Tracent Technologies Ltd is a Nigerian CAC-registered company, founded in 2019, building the Agent-to-Transaction Middleware that makes African payment rails reachable by AI agents under sovereign, NDPA-compliant rules.

What we do

One Model Context Protocol endpoint exposes Paystack, Flutterwave, M-Pesa, OPay, Moniepoint, PalmPay, NIBSS Instant Payment, USSD and WhatsApp Business to any AI agent that supports MCP. Every call passes through our gateway: NDPA-grade PII redaction at source, role-scoped policies per Tool Group, rate limiting, and a human-in-the-loop gate on every fund movement.

What we hold ourselves to

NDPA-mandatory, not optional

BVN, NIN, bank account numbers and balances are masked before any model sees them. PostHog and Sentry never receive personal data.

Naira-priced and locally hosted

Billing in Naira pegged to the CBN official rate. Data hosting and the gateway itself are in-region.

Human approval is the default

Every fund movement waits for explicit PIN or biometric confirmation. The gateway will not let an autonomous agent move money on its own.

Where we are

Headquartered in Lagos with a second team in Nairobi, serving West and East Africa.

Want to put your transaction rails on the gateway?

We work with platforms launching agentic commerce, banks adding AI to their app, and Nigerian government technology programmes.

Talk to us