African payment rails, callable by AI agents
One MCP endpoint for Paystack, Flutterwave, M-Pesa and more - with policy, PII redaction and human approval built in.
Built for African regulation, not retrofitted
Naira-priced, locally hosted, and NDPA-compliant from the first request.
NDPA compliant
BVN, NIN and account numbers are masked before any model sees them.
Human-in-the-loop
Every fund movement waits for explicit PIN or biometric approval.
Naira-first
Pricing and settlement in Naira, pegged to the CBN official rate.
Two product lines and a governance layer
Built for the realities of African finance, from a one-person business to a tier-one bank.
Tracent Mobile
One AI agent across the apps a small business already runs
Learn moreTracent Enterprise
Bank-grade governance for AI agents across your whole stack
Learn moreTracent MCP Servers
Open-source MCP servers for every African transactional rail
Learn moreAgentic Boundary
Bank-grade governance for AI agents. The rigid layer between an autonomous agent and your money, across authority, scope, duration and impact.
Industries we serve
Infrastructure built for the friction specific to each African vertical.
Fintech and Commerce
Pre-built MCP servers for the major African rails, with NDPA redaction and CBN-aligned HITL gates built in.
Gig Economy and Freelancing
One agent across the dollar-earning African freelancer's stack, from Upwork briefs to Geegpay payouts.
Logistics and Supply Chain
Local address and fleet-coordination MCP servers for the highest-friction last mile in the world.
Conversational and Social Commerce
Transaction routing under WhatsApp-first platforms; Tracent is infrastructure, not a competitor.
Every rail your customers already use
From Paystack to M-Pesa, USSD to WhatsApp - reachable through one protocol.
- PaystackPayments · Nigeria
- FlutterwavePayments · Nigeria
- OPayPayments · Nigeria
- MoniepointBanking · Nigeria
- PalmPayPayments · Nigeria
- MonoBanking · Nigeria
- BumpaCommerce · Nigeria
- KippaCommerce · Nigeria
- SelarCommerce · Nigeria
- M-PesaMobile money · Kenya
- MTN MoMoMobile money · Ghana
- Airtel MoneyMobile money · Pan-African
How we build, in the open
Operating notes from an African AI-native company built deliberately from day one.
Tracent Technologies